Loans for Business use

Business Startup loans are possible

If you are considering starting your own business, you may have already discovered just how hard raising finance can be. Well we are pleased to say that Oasis have a range of loans that are designed specifically for anyone starting up a business.

The basic requirements is that a borrower must have an Australian Business Number - ABN.

Short term loans

Perhaps you need a short term loan to complete a property purchase or to buy some equipment until cash flow improves. What-ever your need be sure to discuss it with your local Oasis Home Loans consultant.

As a general rule short term loans settle more quickly and attract higher interest rates. Where a 1st mortgage security isn't available to the lender many with do a 2nd mortgage or a caveat.

A Lo or No Document loan may be worth considering

If you're self employed it can often be a full time job just making sure the business is functioning profitably let along getting all the necessary paperwork done to satisfy your Accountant and the Tax Office.

So if your accounts aren't up to date and you're in need of a real estate secured loan then a Lo Doc loan may be the way to go. Some lenders require the borrower to "self declare" that they can afford the loan repayments while others may require an advice from an Accountant. There are many options out there. Lo Doc loans are also possible for borrowers who have credit problems.

Loans for Investment use

There comes a time for many people where they'd like to buy an investment property and look toward developing their asset base in preparation for their retirement or perhaps buy a Commercial property to grow the business.

Often traditional lenders become a little "gun shy" of traditional smaller investors or business people in the property market. We are pleased to say that Oasis' lenders offer a wide range of product opportunities aimed squarely at the smaller investor and business person.

In addition to main stream full document loans be sure to ask about Oasis' great range of "Lo doc" loan options.

Is it time to move?

There comes a time when our current home may not fit our needs. Maybe it's time for a sea change or maybe the family is growing.

Whatever your circumstance, Oasis have a number of loans that would suit your needs. Oasis can also arrange a deposit bond for you should you need one.

Our bank said NO!

Do you remember the days when banks actually valued their relationship with you. Today things are very different, if you don’t fit the banks profile for a client than tough luck.  

There are over 200 lenders in Australia now so just because your bank does the dirty on you don’t despair ..... there are other options. Oasis are specialists in placing loans for clients who have been rejected by the banks, even clients who are being given a hard time their bank.

All you need do is have a chat to your Oasis consultant and explain exactly what your problem is. Perhaps you have a credit problem or perhaps you're starting a business or perhaps you’re in business but don’t have your accounts up-to-date.

Need extra cash in your business

Sometimes opportunity knocks at the strangest times. Perhaps it's a chance to expand the business, perhaps it's to buy another business or perhaps it's just to smooth out a few financial rough edges.

So long as you have real estate as security loans for business use such as working capital are a specialty of Oasis.

Call us on 1800 4 OASIS (1800 4 62747)