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Finance with confidence!

Despite the current financial climate, Australia's big 4 banks are getting bigger and bigger and as they do they seem to be making it tougher for the average Australian when it comes getting a home loan approval. Applicants who they regarded as valuable clients 2 years ago are now routinely declined.

Worse still, many home owners are under pressure from their banks to pay up or get out.

DON'T DESPAIR: Aside from the major lenders there is an extensive range on non conforming (non bank) loan options out there being provided by higher regarded and long established funders.

SAVE MONEY BY CONSOLIDATING: If you're paying high interest on credit cards and personal loans then you may be able to save $100,s per month by consolidating all you loans. Get your life back on track.

NO DOESN'T NECESSARILY MEAN NO!: Just because a bank says no doesn't mean the answer is no. There are 100's of great non-conforming products out there so take the time and talk to a mortgage broker who specializes in non-conforming loans.

YES: If you answer YES to any of these questions then you need to speak to a non conforming specialist.

1. I'd like an interest rate better than that offered by the banks.
2. My bank declined my loan application.
3. My lender wants me to refinance out of my loan.
4. I'm falling behind in my loan payments.
5. I have credit problems.
6. I'm self employed.

WORD OF CAUTION: If you need a non conforming loan solution only deal with a broker who is a specialist in the field so you get the best solution. After all, you wouldn't get a handyman in to rewire your house .... you'd get a qualified electrical. The same rules apply here because the majority of mortgage brokers are not non-conforming specialists.

The most awarded non conforming brokers in Australia are Oasis. Oasis have won the Australian Mortgage Awards for non conforming broking on 2 occasions and had over 17 of its people into the finals. In fact, in 2009 Oasis' founder Graham Reibelt is a finalist for Broker of the Year - Non conforming.

Oasis Home Loans is also a 2009 Finalist in the Blue Mountains Business Advantage awards in the categories of "Business Services" and "Innovation".

Oasis have industry accredited finance specalists Australia wide.
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Oasis Home Loans is a division of Oasis Mortgage Group Pty Ltd abn 92 097 503 556
Oasis Mortgage Group Pty Ltd are members of the Mortgage and Finance Association of Australia - MFAA